Preparing for Hail Damage

Spring in Colorado brings a welcome reprieve from winter’s snow and ice, yet it also brings in its own set of challenges—most notably, hail. For commercial property managers along the Front Range, preparing for and addressing hail damage is critical to protecting your investment. Here’s how to get ahead of the storm, know what to inspect after hail events, and take swift action when damage is discovered.

Anticipate the Threat
Spring storms in Colorado are notorious for producing hail, which can vary in size and intensity. Even small hail can dent metal surfaces and damage roofing, while larger stones can break windows or compromise protective coatings. Preparation starts before the storm hits:

• Review Insurance Coverage: Confirm that your policy covers hail damage,     confirm the amount of your deductible, and adjust in accordance with your     risk tolerance.
• Conduct Preventative Maintenance: Schedule inspections of your roof, windows,     and exterior fixtures before the peak of storm season. Addressing minor     issues early can reduce the risk of severe damage during a hail event.
• Secure Loose Items: Ensure that outdoor equipment, signage, and temporary     installations are safely secured or moved indoors when hail is in the     forecast. This minimizes the chance of additional damage from flying     debris.

Invest in Resilient Materials
When planning renovations or upgrades, consider materials engineered to with stand hail impacts. Impact-resistant roofing, reinforced windows, and durable cladding options are investments that can pay off over time by reducing future repair costs.

What to Look for After a Hailstorm
After a hailstorm, a comprehensive inspection is essential. While some damage may be immediately obvious, other damage may be hidden or develop over time. Here are the key areas to examine:

• Roofing and Gutters:
  
   
  • Dented or Cracked Shingles: Hail can cause subtle fractures or dents that compromise a roof’s waterproofing capabilities.
   
  • Damaged Flashings and Sealants: Check around skylights, vents, and HVAC units where hail might have dislodged or cracked protective materials.
   
  • Clogged Gutters: Debris from hailstorms can accumulate in gutters, impeding water flow and increasing the risk of water backing up under the roof, which can eventually lead to interior water damage.
 
• Exterior Walls and Windows:
  
   
  • Broken or Cracked Windows: Even small cracks in window glass can lead to further deterioration and energy inefficiency.
   
  • Dented Metal or Cladding: Inspect metal panels and other cladding for dents that could eventually lead to rust or structural issues.
   
  • Sealant and Caulk Integrity: Hail can disturb existing sealants around windows, doors, and façade elements. Look for gaps or peeling that may let moisture in.
 
• Outdoor Fixtures and Equipment:
  
   
  • Lighting and Signage: Examine outdoor lighting, awnings, and signage for any signs of physical impact or loosened components.

What to Do If You Find Damage

Your first step is to document everything. Take clear, dated photos of any damage—this record is vital when filing an insurance claim and will guide repair priorities.

Prioritize Safety

Address immediate hazards like broken glass or exposed wiring and secure the area. Use temporary barriers or warning signs to protect tenants and passersby. Contact professionals, licensed inspectors, or structural engineers, to assess structural damage or potential leaks. Expert evaluations ensure that hidden issues don’t turn into costly repairs later.

File an Insurance Claim
In the event your contractor or roofing professional inspects and confirms that there is significant hail damage to your property, contact your insurance provider as soon as possible. Early notification can speed up the claims process and secure necessary repairs before further damage occurs. Thorough documentation supports your claim and assists in planning subsequent repairs.

Plan for Timely Repairs
Once the extent of the damage is clear, create a repair plan with your contractor to address immediate safety concerns and establish long-term property integrity.

• Schedule Repairs Promptly: Delaying repairs can exacerbate damage, particularly if moisture or additional storms are on the horizon. Prioritize repairs that prevent water intrusion (i.e. repair damaged roofing, replace broken windows, etc.).

Mitigating Future Hail Damage

Post-repair, the best defense against future hail events is regular maintenance. Establish a schedule for routine inspections, particularly during the spring and summer months when weather patterns can be volatile.

Invest in Technology

As part of a proactive approach to maintenance, investing in technology is essential for early detection and streamlined repairs.

·      Drone Inspections:
Drones provide a safe, efficient way to survey large commercial properties, especially hard-to-reach roof areas and facades.

·      Thermal Imaging Cameras:
These cameras detect moisture behind walls or under roofing materials by visualizing temperature differences.

Community and Tenant Engagement
Keeping tenants informed builds a sense of shared responsibility. Regular updates and safety tips not only protect the property but also reassure tenants that their well-being and business continuity are top priorities.

Conclusion

For commercial properties in the Denver metro area, preparing for hail damage, conducting thorough post-storm inspections, and taking swift corrective action are essential steps in safeguarding your investment. By staying proactive and leveraging the support of local experts, you can protect your property, minimize disruptions, and ensure that your business remains competitive in a dynamic market. Let’s work together to turn spring’s challenges into opportunities for long-term success!

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Rob Shah

Project Director

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